Employers are shielded from personal injury lawsuits filed by their employees through the provision of workers’ compensation. Nonetheless, employers must fulfill certain requirements to ensure compliance with the program. Failure to meet these obligations could expose employers to legal action or enforcement measures by the state. You can learn more about your legal option here.
Meeting Obligations for Employers Under Workers’ Compensation
When it comes to workers’ compensation, an employer’s top priority is to ensure they pay the necessary premiums for their policy. For businesses that exceed a certain size, workers’ compensation insurance is mandatory. If an employee is harmed and their employer lacks insurance, the employee may take legal action and sue their employer for personal injury. Should the employee successfully prove negligence, the employer would need to pay out of their own pocket, which could spell disaster for their business. Thus, employers must diligently keep up with their policy payments.
Furthermore, employers must make their workers aware of their rights under the workers’ compensation program. To achieve this, employers must display conspicuous notices throughout the workplace that detail the program. These notices should outline the proper steps that an employee should take if they are injured while on the job.
Your Right to Report Injuries: Why Employers Must Comply with Your Injury Report and Workers’ Compensation Requirements
As an employee, it’s crucial to understand your rights and obligations when it comes to reporting workplace injuries. Despite any hesitations your employer may have, you have the right to file an injury report and pursue workers’ compensation benefits. Your employer cannot obstruct this process or deny you access to the necessary resources.
In fact, it’s not just a matter of courtesy – employers are legally required to comply with workers’ compensation regulations. This means promptly notifying their insurance company and the relevant state board about your injury. They must also be transparent about any information that may be requested during the claims process.
Remember, your health and wellbeing are top priorities, and you have the right to protect them. By understanding your rights and the employer’s obligations, you can navigate the injury reporting process with confidence and peace of mind.
In case an employer takes retaliatory action against you for submitting a workers’ compensation claim, they may face discrimination charges in a lawsuit. Even for subtler forms of discrimination, you have the option to file a legal complaint. You are not required to establish that filing the workers’ compensation claim was the only factor behind the unfavorable personnel action.